Mandiri Saving

Senin, 20 Januari 2014

Enjoy Our Easy and Comfortable Services
Easy

• With initial deposit of IDR250,000 only, your already have a Mandiri Savings account.
• Account opening, savings depositing and withdrawal can be conducted at all branches of Mandiri Bank.
• You will get a Mandiri Debit Card functioning both as ATM card and as Mandiri Debit card you can use for shopping and paying bills at stores with VISA logo nationally and internationally.
• You can do transactions at 4,000 Mandiri ATMs, 10,500 joint ATMs, 6,200 LINK ATMs and 950,000 ATMs with VISA logo around the world.

Comfortable Transactions

• Mandiri SMS, Mandiri Internet and Mandiri Calls facilities add to your comfortable transactions everywhere and anywhere so that you can use your time freely.
• Weekend Banking service on Saturday and Sunday at some branches will give opportunity for those who cannot do their banking transactions at a branch on workdays due to your busy activities.

Facilities

• Auto-debit Service, auto-debit service helps you in paying various routine monthly bills such as water, electricity, telephone, cellular phone, credit card or other bills automatically every month so that you can avoid any arrears.
• Automatic Fund Transfer (AFT) Service, AFT service makes your life feels more comfortable because it helps you do your routine transfers automatically to your family members or business partners so that you dont have to be worried you will forget your duties.

Prize-Drawing Program

• Mandiri Savings provides prize-drawing program Mandiri Fiesta routinely with the biggest prize.
• Drawing program Mandiri Fiesta of 2007/2008 gave away 50 New Camrys, 200 Kijang Innovas and 4,200 Honda motorbikes.

Requirements

• Minimum initial deposit of IDR250,000
• ID card:
  • Indonesian citizens must show an authentic ID card/driving license/passport
  • Foreigners must show a passport and KIMS/KITAS (Temporary Residence Permit/Temporary Visiting Permit)
• Monthly administrative fees

Notes (*) :

• Jakarta ID card can be used to open an account at all branches of Mandiri Bank operating in Jakarta area.
• Non-Jakarta ID card can be used to open an account at Mandiri Bank operating at the area of a local government that issues the ID card only.
• If an ID card is used to open a savings account outside the area of a local ID card, it must be accompanied by:
  • A domicile letter or
  • A working letter
   Source
  

BSM Dollar Saving

Minggu, 12 Januari 2014

Dollar denominated saving account with ease of cash withdrawal and deposit transactions at any time or in accordance with BSM policy..
Features:

• Based on the Sharia principle with wadi’ah yad dhamanah scheme
• Minimum initial deposit USD100
• Minimum balance USD100
• Maximum administration cost USD0.5 or equivalent to current monthly bonus
• Account closing cost USD5.

Requirements:

• Customer’s ID card (KTP/SIM/Passport
• Taxpayer Registration Number (NPWP).

Benefits

• Secured fund (US$) and available at any time
• Online across BSM branch offices
• Monthly bonus by BSM policy.

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BSM Investa Cendekia Saving

Time saving account for education-financing plan with fixed installments and is complemented with insurance protection.
Features:

• Based on the sharia principle of mudharabah muthlaqah scheme
• Saving term from 1 year to 20 years
• Saving term range from 1 to 10 years.
• Customer’s minimum age 17 years and maximum 55 (admission age plus contract period equals or does not exceed 60 years)
• Minimum monthly installment Rp100,000 to Rp4,000,000.
• Minimum installment and contract term cannot be changed
• Partial withdrawal of the balance is allowed upon minimum balance condition of Rp1,000,000.

Requirements:

• Customer’s ID card (KTP/SIM/Passport)
• BSM Saving account holder for source account.

Benefits:

• Competitive profit sharing
• Flexible financial planning for children’s future education
• Automatic insurance coverage without prior health examination.

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BSM Simpatik Saving

Saving account based on the wadiah principle, in which cash withdrawal can be made at any time based on the mutually agreed conditions.
Features

• Based on the sharia principle of Wadiah scheme
• Minimum initial deposit Rp25,000 (without ATM) & Rp80,000 (with ATM)
• Next deposits minimum Rp10,000
• Minimum balance Rp20,000 (without ATM) & Rp50,000 (with ATM)
• Account closing cost Rp10,000
• Administration cost Rp2,000 per account per month or equivalent to the monthly bonus (minimum balance not deductible).

Requirement: Customer’s ID card (KTP/SIM/Passport)
Benefits

• Secured and guaranteed
• Online across BSM outlets
• Monthly bonus in accordance with BSM policy
• BSM Card facility with ATM and Debit Card functions
• e-Banking facility: BSM Mobile Banking & BSM Net Banking
• Easy payment of alms: zakat, infaq and sedekah .

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BSM Tabungan Berencana

Time saving account with progressive profit sharing and guarantee of predefined fund target achievement.
Features & Requirement:

• Based on the mudharabah muthlaqah Sharia principle.
• Saving term range from 1 to 10 years.
• Customer’s minimum age 18 years and maximum 60 years upon maturity date.
• Monthly minimum deposit Rp100,000..
• Minimum fund target Rp1,200,000 and maximum Rp200 million.
• Amount of monthly deposit and saving period cannot be changed.
• No additional deposit outside monthly deposit.
• Saving balance cannot be withdrawn, and if closed prior to the maturity date (end of contract period) will be charged with administration cost.

Requirements: Customer’s ID card (KTP/SIM/Passport)
An account holder in BSM to be treated as the source account.
Benefits: Cash plan is useful for meeting the fund target, and the insurance benefits can be calculated as follows.:
Insurance benefits = Fund target – Balance upon cash claim.

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BSM Saving

Saving account in rupiah currency under Mudharabah Mutlaqah agreement with cash withdrawal facility on mutually approved conditions.

Features & Requirement

• Based on the sharia principle with mudharabah muthlaqah agreement
• Minimum opening deposit: Rp80,000
• Minimum next deposit : Rp10,000
• Minimum balance: Rp50.000
• Account closing cost: Rp20,000.
• Administration cost/month: Rp6.000.

Requirement: Customer’s ID card: (KTP/SIM/Passport).

Benefits :

• Secured and guaranteed
• Online across BSM outlets
• Competitive profit sharing
• BSM Card with ATM and Debit Card functions
• e-Banking facility: BSM Mobile Banking & BSM Net Banking
• Easy payment of alms: zakat, infaq and sedekah .

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