Time saving account with progressive profit sharing and guarantee of predefined fund target achievement.
Features & Requirement:
- Based on the mudharabah muthlaqah Sharia principle.
- Saving term range from 1 to 10 years.
- Customer’s minimum age 18 years and maximum 60 years upon maturity date.
- Monthly minimum deposit Rp100,000..
- Minimum fund target Rp1,200,000 and maximum Rp200 million.
- Amount of monthly deposit and saving period cannot be changed.
- No additional deposit outside monthly deposit.
- Saving balance cannot be withdrawn, and if closed prior to the maturity date (end of contract period) will be charged with administration cost.
An account holder in BSM to be treated as the source account.
Benefits: Cash plan is useful for meeting the fund target, and the insurance benefits can be calculated as follows.:
Insurance benefits = Fund target – Balance upon cash claim.
Source
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